Less admin, more revenue time
Ready-to-execute workflows replace repetitive paperwork, so you stay in the conversations that actually fund deals.
Built for 🇨🇦 mortgage brokersBrokerOS Mortgage AI
BrokerOS Mortgage AI
Command Center
BrokerOS is the mortgage CRM that turns scattered files and busywork into ready-to-execute tools — so you spend less time administrating and more time advising, placing deals, and earning referrals.
No credit card at signup·14-day free trial·Built for broker workflows
Trusted to handle the file end-to-end
Bank-level encryptionFull audit trailGDS / TDS nativeRole-based access
Why brokers switch
The CRM built for how deals actually fund
Most broker software stops at names and notes. BrokerOS shortens the distance between intake and a fundable file — so you're never the bottleneck on your own pipeline.
Mortgage workflows, built-in
Ratios, policies, and client communications tuned for how brokers actually work — not generic add-ons you have to wire together yourself.
One stack for the whole deal
From first call to submission package: clients, documents, lenders, and follow-ups live in one place.
Goodbye to busywork
What BrokerOS replaces
The scattered tools and manual habits that quietly slow every file down — folded into one command center.
Scattered files and manual document renaming
Missed follow-ups and “did I send that?” moments
Security & trust
Client financials, protected like a bank
You're handling paystubs, bank statements, and IDs every day. BrokerOS treats that data with the controls a lender expects — encrypted, auditable, and access-controlled.
Encrypted in transit & at rest
Every document is encrypted in transit and at rest with AES-256. Nothing sits in plain text — not in your inbox, not on disk.
Privacy-aligned by design
Client data is handled in line with applicable privacy obligations, with retention and processing controls you can stand behind.
Role-based access
Give assistants and associates exactly the access they need. Permissions are scoped per file, per teammate, per action.
Full audit trail
Every upload, edit, and send is timestamped. When a lender or regulator asks, the record is already there.
Document integrity checks
Statements and paystubs are scanned for alteration indicators and given a risk score — flagged for follow-up, never accusation.
You own your data
Export your clients, documents, and history anytime. No lock-in, no hostage data — it's your book of business.
AES-256 encryptionPrivacy-aligned handlingFull audit trailGranular permissions
The toolkit · 16 purpose-built tools
Everything a file needs, lead to funded
Analyze documents, run the numbers, assemble the package, and close — each tool tuned for a real mortgage workflow.
Income
Paystub Pacer
Verify paystub income is pacing correctly — YTD earnings against expected annual.
AI
Credit Bureau Reader
Extract FICO scores, debts, and broker suggestions straight from bureau reports.
Funds
Downpayment Verifier
Trace source-of-funds and flag large deposits over 90 days. Branded bank report.
Risk
Document Integrity Scanner
Scan statements, paystubs, T4s and NOAs for alteration indicators. Returns a risk score.
AI
ID & Screenshot Scanner
Extract client identity and contact details from IDs or screenshots automatically.
Calc
Mortgage Calculator
Payments, GDS/TDS ratios, LTV, and affordability limits with real-time updates.
Compare
Scenario Generator
Compare lender rates, policies, and prepayment privileges side by side.
AI
Document Filler
Detect PDF fields and map them to BrokerOS data. Review every value, then download.
Auto
Document Organizer
Auto-rename, enhance images, and convert documents to PDF — manual hours, gone.
PDF
PDF Compressor
Compress heavy PDFs (20–35 MB) for bank submission. High, Medium, or Low.
Closing
Compliance Package Builder
Province-specific closing & funding packages: guided checklist, uploads, downloads.
Sign
E-Signing
Send consent forms via DocuSeal. Client names auto-fill from your database.
Research
Client Public Snapshot
Search public Canadian web sources for possible client mentions before lender submission.
Property
Property Public Snapshot
Check public web results for rental listings, STR signals, and property-related mentions.
Penalty
Prepayment Calculator
Compare 3-month interest vs IRD penalties for fixed-rate mortgages.
Finance
Commission & Expense Tracker
Track commission income and business expenses, flag tax-deductible items, and reconcile deposits to deals.
How it works
From first call to submission package
01 · Intake
Capture the client
Scan an ID or screenshot and client details auto-fill. No retyping, no missed fields.
02 · Underwrite
Verify & structure
Read paystubs and bureaus, trace down payments, and run GDS/TDS in real time.
03 · Assemble
Prepare the file
Auto-organize and fill documents, then compress and right-size for the lender.
04 · Fund
Close & sign
Build a province-specific compliance package and collect signatures — cleanly.
Pricing
Simple, transparent pricing
Everything you need to manage your mortgage deals—one platform, clear numbers.
Brokerage or team pricing? Contact us for volume discounts.
All features included
Complete mortgage management platform
$149.99/month CAD per user
All services available for $149.99 CAD/month per user
Unlimited clients & applications
Unlimited AI document OCR
AI calling & concierge services
AI text messaging
Video meetings & guest invites
GDS/TDS/LTV calculations
Advanced lender matching
AI-powered task generation
CRM pipeline management
Task automation
Custom branded submission packs
Advanced analytics & reports
Brokerage dashboard & analytics
Broker performance tracking
Commission management
Activity monitoring
White-label options
Custom integrations
Advanced API access
Custom reporting
Start free trial
14-day free trial. No credit card required at signup.
Initial setup (recommended)
$499.90one-time setup fee
Get your platform fully configured and ready to use from day one
Import All Past Files
Import All Contacts
Connect Email And Calendar
Customize Pipeline Stages
5 Custom Automations
1 Hr Setup/Onboarding Call To Understand The Platform
14-day free trial with no card at signup. Subscribe to continue after your trial ends.
Have questions? Contact our team
FAQ
Questions brokers ask before switching
Straight answers on fit, pricing, and security. Qualification math follows the stress-test rules in OSFI Guideline B-20 and the GDS/TDS debt-service limits published by CMHC. Run a file through our free GDS and TDS calculator with the stress test to see the numbers. Comparing CRMs? Read our sourced comparison of ten mortgage broker CRMs in Canada.
What is BrokerOS?
BrokerOS is an AI-powered mortgage command center built specifically for Canadian mortgage brokers. It brings clients, applications, documents, lender matching, calculators, communications, marketing, and compliance into one place — so you can run a deal from first call to funded without juggling five different tools.
Is BrokerOS only for Canadian mortgage brokers?
Yes. BrokerOS is purpose-built for the Canadian market. The qualification math (GDS/TDS, LTV, and the stress test), compliance packages, and CASL-conscious outreach are all designed around how Canadian brokers actually work.
Does BrokerOS handle GDS/TDS and the stress test?
Yes. The Mortgage Calculator computes payments, GDS/TDS ratios, LTV, and affordability limits with the stress test built in, and updates in real time as you change the numbers.
What does BrokerOS integrate with?
BrokerOS connects with Finmo (deals/applications), DocuSeal (e-signing), Nylas (email and calendar), and Telnyx (phone and SMS), among others. You manage all of them in one place.
How much does BrokerOS cost?
BrokerOS is $149.99 CAD per user per month, with all features included — there are no locked tiers or feature add-ons on the core plan.
Is there a free trial?
Yes. You get a 14-day free trial that starts when you create your account. No credit card is required at signup. After your trial ends, you’ll need an active subscription to continue using BrokerOS. You can add a payment method anytime during the trial.
Is my client data secure?
Mortgage files are sensitive, and BrokerOS is built that way: multi-tenant by design with modern access controls and encrypted infrastructure. Our privacy policy spells out exactly how client and integration data (including Google and Microsoft user data) is handled.
Does the AI make lending decisions for me?
No. The AI has a clear job description: reading documents, extracting and organizing data, and drafting communications. Qualification, lender selection, and advice stay in your hands — there is no black-box decision-making.
More questions? Read the full FAQ.
Ready to win back your
Friday afternoons?
Join brokers who use BrokerOS to compress admin and expand client-facing time — without dropping the ball on compliance or speed.
No credit card at signup · 14-day free trial · Subscribe to continue after